We are experts in agriculture, with over 100 years of experience serving rural America through loans for farming, loans for land, home loans, refinancing and crop insurance. And because we’re a cooperative, your success means our success. That’s why we’re more than just your lender; we’re your partner.

Who We Are & What We Do:

Over 22,000 members throughout Delaware, Maryland, Pennsylvania, Virginia, and West Virginia
Experienced staff, knowledgeable in agriculture, and dedicated to serving rural and agricultural communities
Wide range of products – farm loans, land loans, home loans, construction loans, crop insurance, refinancing, operating lines of credit, equipment loans and business services (including succession planning, business planning, financial planning, feasibility studies, grant writing, marketing plans, and more!)
Give our customers best-in-class solutions for their financial needs
Remain dependable, in good times and bad, for this and future generations
Manage our association efficiently, safely, and soundly

Managing both a farm’s production and its associated business is a challenge.

Are you struggling to find the time to routinely review finances and budgets? Do you have dreams of diversifying, expanding or transitioning the business and don’t know where to start? How do your business decisions impact your farm’s revenue, net worth and taxes?

We bring our expertise to your kitchen table, first understanding your farm and personal goals, and then analyzing the business from every angle.

Facilitation – Informing critical decisions that lead the planning process to a timely conclusion.
Business planning – Determining the best business structure to achieve your professional and personal goals.
Business analysis – Providing business summaries that help identify strengths and opportunities in your operation.
Tax planning – Managing liabilities with up-to-date strategies so you don’t have to sell valuable assets to pay unanticipated tax bills.
Leadership and management development – Equipping the senior generation to pass their knowledge and skills on to future generations.
Organizational development – Bolstering farm businesses to be competitive and successful in a dynamic farm economy.

Tagged as: Bee Products, Dairy, Diversified Farming, Food and Beverage, Fruits, Vegetables, or Herbs, Grain, Pulses, or Oilseeds, Livestock or Meat, Maple and Tree Products, Marine Products, Poultry or Eggs

Northeast Regional Food Business Center

Horizon Farm Credit

Horizon Farm Credit

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